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  • Who are we?
    Cycles United and Yonda have partnered to bring you a tailored finance offering. We have partnered with SA's leading leisure finance banks to give you the best deal available.
  • How long does this take?
    Pre-approvals are done in less than 5 minutes, during office hours. You will receice an email with further instructions thereafter. From there it's up to you and how fast you can get us the docs we need. From our side we can do a deal in a day, however, average deal time is 3 to 5 days though.
  • Why borrow through Yonda?
    Yonda is the market leader in Bicycle Finance in South Africa, with intense knowledge of the bicycle industry, since we have been riding bikes ourselves for over 25 years. Yonda has partnered with SA's premier Leisure Finance banks to bring you the best rate and repayments possible.
  • How much will I pay?
    Everyone is different. You will go through the normal application and scoring process for a loan. Rates depend on your credit worthiness. We guarantee SA's lowest rates which are fixed, I.E. you will pay the same interest rate for the duration of your loan. Used bike rates may be fixed or variable, depending on the banks scoring of your application.
  • Do I need to pay a deposit?
    Yes there is normally a 10% deposit payable on New assets. Used assets normally dont attract a deposit.
  • Can I settle early?
    Yes, and there is no penalty for additional payments or early settlement.
  • How long can I finance this for?
    It’s your decision: 12, 24, 36 or 48 months. Choose what suits your budget best.
  • Ok this looks good. How do I get the ball rolling?
    Fill in the Apply section in this website above to start the process.
  • Are there any additional fees?
    There will be an Initiation and Service fee added onto your deal, which can be financed along with your asset. These will be clearly laid out in the finance quote you will receive if your deal is approved. These fees are: 1. Wesbank Finance Initiation fee of R1207,50 incl. 2. Yonda service fee of R2350 incl. Our service fee covers admin, processing, FICA verification and managing the delivery of the item. As an example, using our average price, term and interest rate, these fees add R73 to your monthly repayment.
  • Is there a minimum or maximum price?
    Yes, you can finance anything from R20 000 to R100 000, after your deposit. IE, a R150 000 bike with a R50 000 deposit is fine.
  • Do I have to have insurance?
    Yes insurance on your bicycle is mandatory by WesBank.
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